You can repair your own credit. A free service of XYZPOST.COM
You can become your own credit repair expert. You don't need to hire a company.
Anything a credit repair company can do, legally, you can do at little or no cost.
You can even dispute wrong information. To get started ask your Credit Union or Bank
to order a Credit Report. Make a list of Charge Offs & Collection accounts.
Mark the DLA (date last action) on your list. Tell the Credit Reporting company, in
writing, what information that you think is inaccurate.
Include copies of documents that support your claim. Include your name and address.
Your letter should include each item that you dispute. Include a copy of your Credit
Report with the items circled. Send the letter by Certified Mail with a Return Receipt
The credit reporting company will investigate the items that you question.
Items with a DLA of seven years will be automatically erased.
Contact creditors and collection agencies. Offer to settle charge offs and collection
accounts. Negative information can appear on your credit report for seven years,
Bankruptcies can appear for ten years.
For a free annual credit report send your name, address, Social Security # and DOB
in a # 10 envelope to:
ANNUAL CREDIT REPAIR REQUEST SERVICE
PO BOX 105281
ATLANTA, GA 30348-5281
For more information visit: www.consumer.ftc.gov
XYZPOST.COM will register your new business as a LLC for a cost anyone can afford.
Email us at xyzpost.llc@ gmail.com or telephone (505) 913-1066