Some Easy Ways to Great Wealth, Early retirement or just financial independence!

Reverse Pension Plans

These are programs that claim to offer a lump sum payment by allowing you to effectively mortgage a pension insurance contract.

This is apparently an established technique used by the rich to become even more rich.

The great things about these plans is the initial cost - typically a once off $50.

The lump sum payment is usually around $50K! 

There are a number of these plans around, but they don't payout until they reach their target number of contracts - this varies between 5,000 and 150,000. See note below.

So far, two plans have reached their target, and they are now completing the administration of the plans before payout.

NOTE: once the target is reached, sorting out the documentation for thousands of members can take many months to complete.

Some regard these plans as 'too good to be true', others reckon they are perfectly legal and legitimate.

Here is an explanation of how they work.

Reverse pension plans are innovative and highly profitable projects initiated and run by venture capitalists – in pre-arranged cooperation with their insurance company and their mortgage company.

To gather a target number of eligible members, the venture capitalists set up a network-marketing operation (for example, Global Pension Plan or Global Connect Pension Plan), offering very generous referral commissions to those who will help get the word out.

When the “Reverse Pension Plan” has reached its' goal number of contracts/members, the venture capitalists will purchase a pension insurance policy on each member which will, of course, mature when the member reaches say 67 years of age.

A quick Google search will reveal many entities who are willing to purchase these policies for immediate lump sum payout. This should assure those unfamiliar with endowment policies of their legitimate value. However, Reverse Pension Plan members agree to transfer ownership of their policies to the venture capitalists who purchased them on the members' behalf for a one-time sum.

Then, as each member reaches the age of 67 years, the venture capitalists will collect the full value (about $250,000) of each policy - an assured, substantial, long-term income for them! Also, the cost of the policies, the compensation, and the referral commissions are all tax-deductible business expenses, too.

Additionally, with possession of these policies as collateral, the venture capitalists are eligible for massive loans. This leaves them with plenty to cover the cost of the network-marketing operation – referral commissions and administration. By using the loan to finance the program, they now own a pension policy with a significant value upon maturity.

So, now you see that Reverse pension plans benefit everyone involved !

I really don't know if any will payout, but for the small outlay I personally feel it is well worth risking, in case one or two do actually work.

I can also vouch for the fact that those that pay immediate referral bonuses are actually paying and most of the admins are keeping good communication.

Below is a selection of available Plans: 

QCOOPERS   Brand new program

http://www.worldpensionplus.com/affiliates/jrox.php?id=3388_4 ONLY 668 LEFT HURRY!

http://excelprestige.net/?ref=3293

http://www.globalretirementplan.com/promo.php?ref=141

http://www.pww4you.com/?c=en&id=112703 CLOSING SOON, HURRY TO GET IN!

http://www.uae-pension-fund.com/?referalid=investor1111

http://www.hci25.com/ ONLY 412 LEFT HURRY!

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World Pension Plus                                                                                                 Updated  10/16/09

This is another Reverse Pension Plan I have joined. Stage 1 met it's target and now Stage 2 has met it's target.  WPP is an attractive proposition, and they just re-opened to new members to top the number of policies up :

*Purchase Multiple Policies.
*One time application fee of just $55 per policy Liberty Reserve, AlertPay or V-Money.
*Payout of $80,000 to all applicants that meet simple ID criteria
*Payout made to the bank account of your choice
*Commission payment of $4000 per referral on completion.
*Instant Commission of $10 1st level $2 on 2nd and $1 on 3rd per referral direct to your e-gold or e-bullion account.
*Instant extra $1000 Cash Bonus for each 1000 referrals.
*Full members Control Panel with all marketing and referral tracking built in including Banner System.
*Includes Bonus of $1000 worth of Business and Internet Development Software and Templates, Free!!
*Just 64000 policies excepted to ensure rapid deployment, over 62,875 already taken.

Current members: 19886

Sold contracts: 63332

Remaining contracts: 668

http://www.worldpensionplus.com/affiliates/jrox.php?id=3388_4

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Excel Prestige International                                                                Updated 10/16/09                                                                                                                                                                                                                

Yet another Reverse Pension Plan that is gaining in popularity.  It has a lot going for it with a staged target and a good website:

One-time membership fee of $40. USD Alert Pay, E-Gold

$70,000 pay out at program completion

Offshore bank accounts and ATM cards

Instant referral bonuses up to $18,555

$2,000. bonus per referral at pay out

Batch pay out every 25,000 members

You qualify if you're between 18 and 75 years

Maximum number of participants: 100,000

Member count 11330

http://excelprestige.net/?ref=3293

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Global Retirement Plan                                                                                               Updated 10/16/09 

Firstly let us thank all our members for participating in the plan and a special thank you to all the members who are actively promoting the plan. Please keep up the good work.

To all members the more you promote the plan the sooner it fulfills its quota the sooner the payout will be. And you earn commission for every one you refer.

As you are all aware the world’s financial markets are still going through uncertain times, although there does seem to be some stability coming into the markets. With this in mind the investors are aware that they have a window of opportunity that will not last, and to that end would like to see the plan completed as soon as possible. This will not only benefit them but also all the participating members as the final payout will come that much sooner.

To this end the investors are looking to pass on savings that they have got regarding the administration fees.

http://www.globalretirementplan.com/promo.php?ref=141   

The new fees will be as follows

As from the 1st March 2009 new members will ONLY be able to purchase 1 policy.

This policy will have an administration fee of €45.

All other policies bought by members through their member area will cost €30

Not only that but if members buy 3 policies they will get 1 bonus policy

If they buy  6 policies they will get 2 bonus polices

If they buy  9 policies they will get 3 bonus policies

If they buy 10 policies they will get 4 bonus policies

This applies to all existing members

The Summary

New members 1 policy on sign up cost €45

Member’s only extra policies bought through members area Policy cost €30

Buy  3 policies @ €30 each get 1 bonus policy

Buy  6 policies @ €30 each get 2 bonus policies

Buy  9 policies @ €30 each get 3 bonus policies

Buy 10 policies @ €30 each get 4 bonus policies

IMPORTANT

To make sure that you receive newsletters and updates and that later in the plan that you can be contacted by the relevant financial institutions, you must allow emails from admin@globalretirementplan.com . You can do this by adding this email address to you address book admin@globalretirementplan.com

With the inauguration of a new American president, and with new rules and regulations coming in for the banks and financial services, confidence is very slowly returning to the financial markets. So we look forward to a year that will see us all having a brighter future

http://www.globalretirementplan.com  

Program is limited to: 20,000 contracts

Sold contracts: 8098

Pension World Wide4You                                                                           Updated 10/16/09 

PWW is also based on mortgaging a pension insurance contract .

Full Details can be found here:  Pension World Wide

Here is the link: http://www.pww4you.com/?c=en&id=112703

It's a German company offering $75,000 pension insurance contracts and $3000 for anyone you bring in down 7 levels!

Total cost $50.  There's also immediate referral bonuses down 2 levels.

HOWEVER, there's NEW information in the members back office. 

They have just overcome major problems with their insurance people and have had to change their insurance partners due to highly restrictive rules that the original partners insisted on.

Individuals are still limited to 10 contracts, but PWW can now take on up to 5000 contracts a month.  The target has been reduced from 150,000 contracts total to 85,000.  As they have more than 63,500 contracts already, it should take them only about 5 months or so to reach their new target.

Registrered users: 13681

Signed contracts: 64354

UAE Pension Fund                                                Updated 10/16/09

Another Reverse Pension Plan. So far just over 20900 contracts have been purchased.

Here is my link: http://www.uae-pension-fund.com/?referalid=investor1111

This one does not look very promising currently!

- one time fee of 51 Euro Liberty Reserve

- one time pay out of 80,000 Euro for persons below 67 years  

- commission program for 6 levels, per person 3000 Euro  

 - program is limited to 50,000 contracts, but payout is split in two 25000 batches.

- scheduled completion date for the first target of 12,500 is 31st December 2009.

Go to signup page: click here

The initiators and the support-team in any way appraise the program still as absolutely positive. We would like to mention here that the faster the 50.000 contracts will be reached the faster it REALLY will be paid!

In 2009 there ONLY WILL BE TWO PROGRAMS which REALLY WILL PAY and ONE of them is the U.A.E. PENSIN FUND! Please understand that we are not allowed to tell you the name of the other one...

New numbers will be appear: 31st August 2009,

Here are the current numbers:

 Members: 17329

"active" Members: 11798

Contracts (policies): 20915

Documents: 11260

Needed amount of policies for payout/First stage (30th September 2009): "only" 4085

Further info:

Worldwide there is only a limited number of this kind of policies which are to order through reputable programs like the U.A.E. Pension Fund (so called RPP). Hereby the initiators have right from the beginning based on contract assured a certain number (50.000) of policies to certain conditions. Recently further 20.000 policies were assured contractually - so all together it is possible to sell/buy 70.000 policies. Pertaining to rights and obligations it stays the aim to reach the minimum of 50.000 policies. it only can be payed out when to a certain deadline 30th September 2009 (31st December 2009) the minimum of 25.000 (50.000) policies will be reached!

TOP NEWS: CASH-BACK-GUARANTEE!

From now on for still skeptical members or better those who still think about becoming a member, there is a secureness that based on contract between the initiators of the U.A.E. Pension Fund and the trust-partner has been completed:

Only and absolutely for the members of the U.A.E. Pension Fund a CASH-BACK-GUARANTEE exists for all old and new members:

Once the program should not reach the minimum of 50.000 policies till the 31st December 2009, EACH MEMBER WILL GET BACK THE PAYED POLICIES (IN DETAIL: 51,- Euro PER POLICY)!

Additional info:

A support-email does no longer exist. The previous support was stopped short-dated. To reach the aim respectively to end the program successfully, each member now should register/sponsor new members or - if possible - buy additional policies, because we are shortly before paying out the first stage (30th September 2009). Nevertheless there is a lot of work to do. In addition to the U.A.E. Pension Fund there is only one program which also will be payout till the end of 2009! Together with unite power and strength we will make it and nobody will stop us! Now it should be clear to "start through together" namely as fast and much as possible - then it is up to the trust-partner and all members can relax till the day of payout, because the contracts are already examined!

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Human Capital Insurance                                                        Updated 09/05/09

This is another combined pension/life insurance plan similar to those above.

Full Details can be found here: http://www.hci25.com/

On the sign up form, please put investor1111 as your 'reference'

It's a US based company offerring £42,500 (about $78,000) pension insurance contracts and £1900 (about $3500) for anyone you bring in!

Total cost $45!  Currently there's also immediate referral bonuses of $10.

The target in this plan is just 27,000 beneficiaries and they hope to reach this figure quite quickly and they have only 1,000 positions left!

You need to be under the age of 69 to take part.

There is a very basic back-office on the site, and contact information is limited. The Newsletter on the the home page is the best source of latest information.

Contract cost is $45 C-Gold, Solid Trust Pay or Liberty Reserve   http://www.hci25.com/   

Currently there is a problem with the sign up form still showing E-Gold and E-Bullion as the only alternatives, so you have to choose one or other on the form, but you will actually pay in one of the above e-currencies when you get to the payment bit.

On the sign up form please put investor1111 as your “reference”

HCI25 only has 412 contracts left - down from 1000 just a few
weeks ago. They have sold 26,588 of their 27,000 needed to proceed.
 
As with all of these groups, it will take some time to verify
everyone, as well, as there will be some fall-out membership. So, I
am hoping HCI 25 is organized enough to account for that.
 
ID Docs will be verified through the banking partner like the
others.

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